No SCUML? Your Bank Can Block Your Account.
We Can handle it in 5 Days.
Certain businesses in Nigeria need a SCUML certificate by law. Whether your bank has asked for it or you want to avoid problems before they start, we handle the entire process remotely. You send us your documents, we deliver your certificate.
We are SCUML registered. We can do the same for you too.
What Is SCUML and Why Does Your Business Need It?
SCUML stands for Special Control Unit Against Money Laundering. It is a unit under the EFCC (Economic and Financial Crimes Commission) that monitors businesses in Nigeria to prevent money laundering and financial crimes.
If your type of business is on their list, you are required by law to register with them and get a SCUML certificate. This is not optional. It is a legal requirement under the Money Laundering (Prevention and Prohibition) Act. Check the next section to see if your business needs it.
Here's what happens when you do not have it:
Your bank can place a Post No Debit (PND) order on your business account. That means you cannot withdraw or transfer money from the account until you provide your SCUML certificate.
You may not be able to open a corporate bank account at all. Many banks now ask for your SCUML certificate before they let you open a business account.
Government agencies and large companies that want to work with you will ask for it. Without it, you lose contracts and business opportunities.
The EFCC can investigate and sanction your business for non-compliance.
Does Your Business Need SCUML Registration?
If your business falls under any of these categories, you are legally required to get a SCUML certificate.
| Category | Examples |
|---|---|
| Real Estate | Estate agents, property developers, surveyors, valuers |
| Professional Services | Law firms, accounting firms, audit firms, tax consultants, consulting firms |
| High-Value Goods | Jewelry, precious stones, cars, luxury goods, electronics |
| Hospitality & Leisure | Hotels, casinos, betting companies, lottery operators |
| Construction | Construction companies and contractors |
| Non-Profit Organisations | NGOs, charities, religious organisations, clubs, associations |
| Others | Supermarkets, clearing companies, mechanized farming, mortgage brokers |
If you are not sure whether your business falls under any of these categories, message us on WhatsApp and we will tell you honestly. There is no charge for asking.
Check If I Need SCUMLThe Process
You do not need to visit any office, fill any government forms, or figure out the portal yourself. You talk to us on WhatsApp and we get it done.
What you need to provide:
Details for each director or proprietor:
If your business has more than one director, you will need these details for each of them.
Business details:
Documents:
For Limited Liability Companies, you will also need the MEMART (Memorandum and Articles of Association). Once you reach out, we send you the exact checklist based on your business type.
Once you have those ready, here is what happens:
Tell us about your business
Share your business details and the documents listed above. If you are not sure whether your business needs SCUML registration, describe what you do and we will tell you before anything starts.
We prepare and submit your application
We handle the entire SCUML portal submission on your behalf. Every form, every document upload, every detail filled in correctly the first time.
Your certificate is delivered to you
Once SCUML approves your application, we deliver your SCUML certificate to you.
Most registrations are completed within 5 working days after all your documents are confirmed.
Pricing
The price depends on your business type and registration requirements. We confirm the exact amount before any work begins.
Message us on WhatsApp with your business details and we will give you a clear quote. No hidden fees, no surprises halfway through. The price we quote is the price you pay.
Get a QuoteYou Need CAC Registration Before SCUML
SCUML registration requires your CAC certificate. If your business is not yet CAC registered, you need to do that first.
The good news is that we handle CAC registration too. We can register your business with CAC and then immediately proceed with your SCUML registration so you do not have to deal with two separate processes or two different people.
Business Name Registration
For sole traders, freelancers, and small businesses
Takes 7–14 working days. Covers name availability check, full application filing, and your certificate.
Limited Liability Company (Ltd)
For incorporated companies, startups, and serious ventures
Takes 7–14 working days. Exact price depends on your share capital and company structure. We confirm before anything is submitted.
Why People Use Gift Consult
We are not here to collect your money and disappear. We are here to get your SCUML certificate and earn your referral.
We know the SCUML process inside out
We have handled SCUML registrations for different types of businesses. We know which documents are needed for each business type and how to avoid the common mistakes that delay applications.
The entire process is remote
You do not need to visit any government office. You send us your documents on WhatsApp, we handle everything, and we deliver your certificate to you.
We keep you updated at every stage
From the moment we receive your documents to the day your certificate is ready, you will know exactly where things stand. If you message us on WhatsApp, you get a reply the same day.
No hidden charges
We confirm the price before any work begins. If anything changes, we tell you before we proceed. No extra charges halfway through.
Frequently Asked Questions
One WhatsApp Message Is All It Takes to Get Started
Tell us about your business and we will let you know if you need SCUML registration, what documents you need to provide, and how much it will cost. No commitment until you are ready.